User-Generated Content (UGC) & Community Guidelines Policy

At Banking Gurukul, GOLN (“Website,” “we,” “our,” or “us”), we encourage open learning, respectful dialogue, and knowledge-sharing within our community. To maintain a safe, professional, and compliant environment, this User-Generated Content (UGC) & Community Guidelines Policy sets out the rules for submitting, posting, or interacting with content on our website and related platforms.

Effective Date: [10, January, 2024]
Last Updated: [13, September, 2025]

 

  1. Scope of This Policy

This policy applies to all user interactions, including but not limited to:

  • Comments on articles and blog posts
  • Forum discussions (if activated)
  • Guest posts and user-submitted articles
  • Uploaded media (images, documents, links)
  • Messages or contributions via forms, emails, or community tools
  • Engagement in official groups linked to our Website

 

  1. Ownership & License of User Content
  • By submitting content to our Website or community platforms, you grant Banking Gurukul, GOLN a non-exclusive, royalty-free, worldwide license to use, reproduce, edit, and distribute your content for educational and promotional purposes.
  • You retain ownership of your intellectual property rights, but you agree not to submit content that infringes on the rights of others.
  • If you believe your copyrighted material has been used without permission, please refer to our Copyright & DMCA Policy.

 

  1. Prohibited Content

You may not submit, share, or engage in content that:
Contains hate speech, harassment, threats, or abusive language
Promotes violence, terrorism, or illegal activities
Includes misleading or false financial information
Violates copyright, trademarks, or intellectual property rights
Contains spam, self-promotion, or irrelevant advertisements
Shares personal banking/account details or confidential financial data
Targets or exploits children under 13 (in compliance with COPPA)

 

  1. Community Behaviour Expectations

We encourage content that is:
✅ Respectful and inclusive
✅ Informative, constructive, and relevant to banking and finance topics
✅ Shared with credible sources and fact-based references
✅ Written in clear language that contributes positively to discussion

 

  1. Moderation & Enforcement
  • All UGC is subject to review and moderation by our editorial team.
  • We reserve the right to edit, remove, or refuse publication of content that violates this policy.
  • Repeat violators may be banned, blocked, or permanently removed from participation.
  • In cases of illegal activity (fraud, identity theft, etc.), we may report to relevant authorities.

 

  1. User Responsibility
  • You are solely responsible for the content you submit.
  • You represent that your contributions are accurate, lawful, and do not infringe on any rights.
  • You agree to indemnify and hold harmless Banking Gurukul, GOLN from any claims arising from your content.

 

  1. Privacy & Data Handling
  • Any personal data shared in comments or forums may be publicly visible.
  • Do not post sensitive information (bank account numbers, national IDs, etc.).
  • We process user data in line with our Privacy Policy and Data Protection & Security Policy.

 

  1. Guest Posts & Contributor Content
  • Guest articles or expert submissions must meet our Editorial Policy & Content Accuracy Policy.
  • Contributors must disclose conflicts of interest and avoid promotional bias.
  • We reserve the right to decline submissions that do not align with our editorial standards.

 

  1. Reporting Violations

If you encounter content that violates these guidelines, please report it to:
Complaints & Violations: complaint@bankinggoln.com

We will investigate promptly and take appropriate action.

 

  1. Policy Updates

We may revise this UGC & Community Guidelines Policy to reflect changes in law, community needs, or platform features. Updates will be posted with a new “Last Updated” date.

 

  1. Contact Us

For questions about this policy or contributor inquiries, contact us:

Editor: editor@bankinggoln.com
Press Release: pr@bankinggoln.com
Complaints: complaint@bankinggoln.com

Addresses:

  • USA Office: 10601 Clarence Dr Ste 250, Frisco, TX 75033-3867
  • Bangladesh Office: A3, Navana Sattar Garden, 86/1 New Eskaton Road, Dhaka 1000