Fidelity Bank Sees Customer Deposits Rise to N7.2tn, Gross Earnings Reach N749bn in H1 2025

Fidelity Bank Reports Strong H1 2025 Growth in Deposits, Earnings and Lending

Lagos, Nigeria, 29 December 2025 – Fidelity Bank Plc has recorded substantial growth in customer deposits, earnings, and loan portfolios in the first half (H1) of 2025, underscoring its continued expansion and resilience in Nigeria’s dynamic banking sector.

According to the bank’s unaudited financial report for the half-year ending 30 June 2025, published on the Nigerian Exchange Group (NGX) platform, customer deposits surged to N7.2 trillion, up from N5.9 trillion in the previous financial year, reflecting the bank’s ability to attract and retain a broad customer base amid a competitive market.

The report also highlighted a significant increase in gross earnings, which rose to N748.7 billion, compared with N512.9 billion during the same period in 2024, representing a 46% year-on-year growth. Net revenue reached N444 billion, up from N396.8 billion, while net interest income increased to N420.4 billion, compared with N326.4 billion in H1 2024.

Fidelity Bank’s loan book expanded in tandem with its deposits and earnings. Net loans and advances increased to N4.9 trillion, from N4.4 trillion in the previous financial year, a growth driven by increased support for both businesses and individual borrowers. The bank emphasised that its asset quality remains stable, with non-performing loans maintained within acceptable limits.

The bank also cited its recent capital raising initiatives as a key factor in strengthening its financial position, ensuring it remains well-positioned to meet evolving regulatory requirements while supporting further growth opportunities. In addition, the bank’s strong liquidity profile and robust governance framework provide a solid foundation for sustainable growth.

Fidelity Bank serves over 9.1 million customers through its digital banking channels, reinforcing its status as one of Nigeria’s leading banks. The bank continues to leverage technology and innovation to deliver efficient, secure, and customer-centric banking services, contributing to financial inclusion and economic development across the country.

Key Financial Metrics – Fidelity Bank H1 2025

The bank’s strong half-year performance reflects its strategic focus on deposit growth, loan expansion, and digital innovation, positioning it for continued success in the second half of 2025 and beyond.