The Bangladeshi economy has enjoyed a formidable start to 2026, with remittance inflows crossing the $1.12 billion threshold within the first ten days of January. According to data released by the central bank on Sunday, 11 January, the influx of foreign currency from the expatriate workforce is currently averaging an impressive $112.7 million per day, marking a period of significant liquidity for the nation’s financial system.
A Historic Start to the Year
Arif Hossain Khan, the spokesperson for Bangladesh Bank, confirmed that the total inflow between 1 January and 10 January reached $1.127 billion. This performance represents a dramatic leap from the same period in 2025, when inflows were recorded at $717 million. The year-on-year growth for this ten-day window exceeds 57%, suggesting that expatriates are increasingly favouring formal banking channels over informal networks.
The momentum is a continuation of the record-breaking trend set in December 2025, which saw a staggering $3.22 billion enter the country. That figure stands as the highest monthly inflow for the current 2025–2026 fiscal year and the second-highest monthly total in the history of the country.
Fiscal Year Trajectory and Growth
Since the commencement of the current fiscal year in July 2025, the total volume of remittance has reached $17.39 billion. This cumulative figure reflects a 20% increase compared to the corresponding period in the previous fiscal year. On 10 January alone, the country received $57 million, further solidifying the daily consistency of these vital inflows.
Table: Remittance Inflow Statistical Breakdown (2025–2026)
| Metric | Performance Data | Year-on-Year Change |
| Jan 1–10 (Total) | $1.127 Billion | +57.2% |
| Jan 1–10 (Daily Average) | $112.7 Million | +57.2% |
| Peak Single Day (Jan 10) | $57.0 Million | +44.3% |
| Fiscal YTD (July–Jan 10) | $17.39 Billion | +20.0% |
| Highest Monthly (Dec 2025) | $3.22 Billion | New Fiscal Record |
Drivers of the Inflow Surge
Economists attribute this sustained growth to several pivotal factors:
Exchange Rate Stability: The central bank’s management of the exchange rate has narrowed the “spread” between official and unofficial rates, making legal transfers more attractive.
Government Incentives: The continuation of the 2.5% cash incentive remains a powerful catalyst for blue-collar workers.
Increased Migration: A record number of workers moved abroad for employment in late 2024 and 2025, and their earnings are now contributing to the national exchequer.
The influx of “greenbacks” provides a crucial lifeline for Bangladesh’s foreign exchange reserves, easing the pressure on import payments for fuel, food, and industrial raw materials. If this trend persists for the remainder of January, the country could be on track for its highest-ever annual remittance total.