NRBC Bank Marks 13-Year Milestone

NRBC Bank PLC has completed 13 years of operations and entered its 14th year, marking the milestone with a grand ceremony held recently at its head office in Dhaka. The event highlighted the bank’s performance over the past decade-plus, ongoing development initiatives, and its forward-looking strategic roadmap.

The programme placed strong emphasis on good governance, technology-driven banking, financial inclusion, and expanding credit flows to small and medium-sized enterprises (SMEs). Senior officials reaffirmed that these pillars will continue to shape the bank’s growth trajectory in the coming years.

The chief guest, Chairman md_ali_hossain_prodhania, noted that since its inception on 2 April 2013, the fourth-generation bank has made notable progress within Bangladesh’s competitive banking landscape. He stressed that the institution’s future priorities include strengthening governance frameworks, expanding service coverage, and further consolidating public trust and institutional reputation.

He further underscored the urgency of improving loan recovery and reducing non-performing loans, stating that stronger asset quality would not only enhance profitability but also safeguard the interests of depositors and investors. He also reiterated the bank’s strategic ambition to increase SME exposure significantly, with a target of raising SME lending to 40 per cent of the total loan portfolio, positioning the institution as a more inclusive, people-oriented bank.

Managing Director and Chief Executive Officer md_touhidul_alam_khan highlighted that the bank is pursuing sustained growth while reinforcing compliance standards and internal control systems. He reported that over the past 13 years, the bank has achieved steady expansion in key financial indicators, reflecting operational stability and growing customer confidence.

Deputy Managing Director mohammad_abdul_qaium_khan, along with heads of divisions, regional managers, and branch officials joined the programme virtually. They exchanged views on future development strategies, with particular focus on expanding digital banking services, improving customer experience, and accelerating financial inclusion across rural and underserved communities.

At present, the bank operates through nearly 500 branches and sub-branches nationwide, complemented by more than 600 agent banking outlets that extend financial services to remote and rural populations. Its customer base has surpassed 2.15 million account holders, reflecting significant progress in broadening access to formal banking services.

Key Financial Indicators

Analysts suggest that the bank’s future growth will largely depend on its ability to deepen technology adoption, expand SME financing, and maintain tighter control over non-performing loans. Strengthening governance and risk management frameworks is expected to be crucial in enhancing competitiveness within Bangladesh’s evolving banking sector.