Community Bank Partners Biztrade for SME Growth

Community Bank Bangladesh PLC has entered into a strategic partnership with Biztrade Ventures Limited through the signing of a Memorandum of Understanding (MoU), aiming to strengthen comprehensive “SME 360° Business Solutions” across Bangladesh. The initiative is designed to provide holistic support to cottage, micro, small and medium enterprises (CMSMEs), a segment widely recognised as a key driver of employment, entrepreneurship and inclusive economic growth.

Under the terms of the MoU, Biztrade Ventures Limited will serve as a strategic advisory business partner to Community Bank Bangladesh PLC, supporting and enhancing the Bank’s CMSME portfolio from a full 360-degree business perspective. The collaboration goes beyond traditional financing to address structural and operational challenges faced by small and medium enterprises, particularly those seeking to scale sustainably in competitive markets.

The partnership will focus on improving access to finance, business inputs and professional advisory services, while also strengthening market linkages, buyer connections and business promotion opportunities for CMSME entrepreneurs. A significant component of the agreement involves the development of structured loan arrangements aligned with the specific needs and cash-flow patterns of small businesses. Through its digital platform, Biztrade will actively engage CMSME entrepreneurs, facilitating loan applications, business assessments and post-financing support to ensure more effective utilisation of credit and improved repayment outcomes.

The MoU was formally signed and exchanged at the Board Room of Community Bank’s Head Office by Mr Kimiwa Saddat, Managing Director (Current Charge) of Community Bank Bangladesh PLC, and Mr Mustafa Mahbub Hasan, Founder and Chief Executive Officer of Biztrade Ventures Limited. Both organisations emphasised that the collaboration reflects a shared commitment to building a stronger SME ecosystem through innovation, technology-driven solutions and practical advisory support.

Senior executives from Community Bank Bangladesh PLC attended the signing ceremony, including Shamsul Haque Sufyani, Chief Operating Officer; Md Tanjim Morshed Bhuiyan, Chief Information Technology Officer and Head of Digital Financial Services; Dr Md Ariful Islam, Head of Corporate Banking and Head of Business (Branch); SK Perves Maraker, Head of Agent Banking, Foreign Remittance, Strategic Business Unit and Transaction Banking; Hossain-Al-Safeer Chowdhury, Head of SME; Sharif Hasan Mamun, Head of Agriculture; and Md Mamun ur Rahman, Head of Alternative Delivery Channels and Head of the Managing Director’s Coordination Team. Biztrade Ventures Limited was represented by Md Atiqur Rahman, Technical Advisor, and Md Sharif Patwary, Software Engineer, alongside other senior officials.

Industry observers note that such bank–fintech–advisory collaborations can play a critical role in reducing financing gaps, improving business readiness and integrating SMEs into formal value chains. By combining Community Bank’s financial infrastructure with Biztrade’s advisory expertise and digital engagement capabilities, the partnership is expected to deliver measurable benefits for entrepreneurs nationwide.

Key Highlights of the MoU