In celebration of the holy month of Ramadan and the forthcoming Eid-ul-Fitr, IFIC Bank has unveiled an extensive array of exclusive offers for its credit and debit cardholders. The initiative aims to enhance customer engagement and promote digital financial transactions during the festive season.
According to the bank, the promotion encompasses a broad spectrum of benefits, including cashback, discounts, and special packages across lifestyle, fashion, hotels, restaurants, travel partners, and leading superstores. With a rapidly growing cardholder base exceeding 600,000, IFIC Bank continues to expand its portfolio to cater to the diverse financial needs and evolving lifestyles of its clientele.
Card Offerings and Benefits
Currently, IFIC Bank operates two primary credit card variants: IFIC VISA Gold and IFIC VISA Platinum. The VISA Gold card is tailored to provide affordable daily financial management solutions for middle-income customers, whereas the VISA Platinum card delivers premium lifestyle perks and enhanced value for high-income segments.
Looking ahead, the bank plans to introduce three additional cards—VISA Signature, Mastercard Titanium, and Mastercard World—offering a wider range of domestic and international benefits. All cardholders enjoy a 100% annual fee waiver for the first year. From the second year onward, the annual fee is waived upon completing at least 12 transactions annually. Additionally, IFIC Bank has set competitive, lower-than-market rates for fund transfers between cards, accounts, and Mobile Financial Services (MFS).
Festive Season Offers at a Glance
| Category | Offer Details | Participating Partners |
|---|---|---|
| Fashion & Lifestyle | Up to 30% discount | Aarong, Yellow |
| Up to 20% cashback | Le Reve, Richman, Sailor, Ecstasy, Cats Eye, Top Ten, Apex | |
| Dining & Hospitality | “Buy One Get Three” (B1G3) for Iftar/Sehri | Pan Pacific Sonargaon Dhaka, InterContinental Dhaka |
| Additional dining discounts | Various restaurants nationwide | |
| Superstores | Cashback offers | Unimart, Agora, Shwapno, Meena Bazar |
| Travel | Exclusive travel package discounts | Partner travel agencies |
IFIC Bank has set an ambitious target to grow its cardholder base to 1 million in the near future. The card division is actively onboarding over 300 discount partners and 200 EMI partners nationwide to support this expansion.
In line with the national vision of a “Smart Bangladesh,” the bank is emphasising the Bangla QR initiative to encourage cashless transactions. Complementary cash incentives and promotional programmes have also been launched for merchants to further incentivise digital payments, fostering a safer and more efficient financial ecosystem.