Malayan Banking Berhad (Maybank), one of Southeast Asia’s leading financial institutions, has released its financial results for the third quarter (Q3) and the first nine months of 2025, revealing steady and broad-based growth across its key earnings indicators. The performance underscores the bank’s resilient fundamentals, prudent management strategies, and consistent expansion in its core banking operations.
According to the financial disclosure, Maybank reported a healthy rise in net interest income, net income, and earnings per share (EPS) for both the quarterly and year-to-date periods, reflecting sustained demand for lending, improved asset quality, and better operational efficiency.
Third Quarter (Q3) 2025 Financial Performance
Maybank’s results for the third quarter demonstrate continued momentum:
| Indicator | Q3 2025 | Q3 2024 | Change |
|---|---|---|---|
| Net Interest Income | MYR 3,268.03 million | MYR 3,108.32 million | ▲ Increase |
| Net Income | MYR 2,621.40 million | MYR 2,538.33 million | ▲ Increase |
| Basic & Diluted EPS (Continuing Operations) | MYR 0.217 | MYR 0.2104 | ▲ Increase |
The rise in net interest income indicates steady loan book expansion alongside improved net interest margins. Meanwhile, net income growth highlights the bank’s robust profitability, supported by disciplined cost management and stable credit conditions.
Nine-Month Period Financial Performance (January–September 2025)
The bank’s performance over the first three quarters of the year further reinforces its strong financial trajectory:
| Indicator | 9M 2025 | 9M 2024 | Change |
|---|---|---|---|
| Net Interest Income | MYR 9,662.76 million | MYR 9,454.80 million | ▲ Increase |
| Net Income | MYR 7,838.29 million | MYR 7,556.44 million | ▲ Increase |
| Basic & Diluted EPS (Continuing Operations) | MYR 0.649 | MYR 0.6262 | ▲ Increase |
These results suggest that Maybank has managed to navigate macroeconomic challenges effectively, bolstered by resilient consumer banking activities, stable corporate banking revenue streams, and improved digital banking adoption across its regional markets.
A Strong Position Moving Forward
The bank’s management noted that the consistent upward trajectory reflects Maybank’s disciplined approach to risk management and its ability to adapt to evolving market conditions. As the region continues to transition through economic recovery and heightened digitalisation of financial services, Maybank remains well-positioned to strengthen its leadership in the ASEAN banking sector.
Overall, Maybank’s performance for both the third quarter and the first nine months of 2025 demonstrates a stable foundation for future growth, reinforcing investor confidence and the bank’s commitment to delivering sustainable value to stakeholders.