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Privacy Policy

At Banking Gurukul, GOLN (the “Website,” “we,” “our” or “us”), your privacy is extremely important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://bankinggoln.com, including any related platforms, mobile versions, and social media integrations.

Effective Date: [10, January, 2024]
Last Updated: [13, September, 2025]

By using our website, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect the following categories of personal and non-personal information:

a) Information You Provide Voluntarily

  • Name, email address, and contact details (when subscribing, contacting us, or joining groups).

  • Payment details (if making purchases or donations via Stripe/PayPal).

  • Any personal data submitted in forms, comments, or feedback.

b) Automatically Collected Information

  • IP address, browser type, device information, operating system.

  • Cookies, web beacons, and tracking technologies.

  • Geolocation data (if enabled).

c) Third-Party Data Collection

  • Google Analytics & AdSense collect anonymised usage and advertising data.

  • Facebook Pixel collects behavioural data for targeted ads.

  • Payment processors (Stripe/PayPal) collect necessary billing and transaction details.

 

2. How We Use Your Information

We use collected data to:

  1. Provide, operate, and improve our website and services.

  2. Personalise user experience and content.

  3. Send newsletters, updates, and marketing (with your consent).

  4. Process payments securely via Stripe/PayPal.

  5. Monitor usage trends, analytics, and advertising effectiveness.

  6. Detect, prevent, and address fraud, spam, or security issues.

  7. Comply with legal and regulatory obligations.

 

3. Cookies & Tracking Technologies

Our website uses cookies and similar tracking technologies as required under the EU Cookie Law / ePrivacy Directive.

  • Necessary Cookies: Enable essential functionality.

  • Analytics Cookies: Help us understand site usage (Google Analytics).

  • Advertising Cookies: Deliver personalised ads (Google AdSense, Facebook Pixel).

  • Payment Cookies: Facilitate secure transactions (Stripe/PayPal).

Your Rights:

  • EU/EEA users can accept, reject, or manage cookies via the Cookie Banner.

  • You may also disable cookies in your browser settings.

 

4. Legal Bases for Processing (GDPR & LGPD)

We process personal data based on the following legal grounds:

  • Consent (when you opt-in to newsletters, cookies, or marketing).

  • Contractual necessity (when you use our services or make a purchase).

  • Legal obligation (when we comply with tax, fraud, or regulatory requirements).

  • Legitimate interests (to improve our services, analytics, and security).

 

5. Children’s Privacy (COPPA Compliance)

Our website is not directed at children under 13 years old. We do not knowingly collect data from children. If you believe we have inadvertently collected information from a child, please contact us immediately and we will delete it.

6. Your Privacy Rights

Depending on your jurisdiction, you have the following rights:

Under GDPR (EU/EEA) & LGPD (Brazil):

  • Right to access, rectify, or erase your data.

  • Right to restrict or object to processing.

  • Right to data portability.

  • Right to withdraw consent at any time.

Under CCPA (California):

  • Right to know what personal data we collect, use, and share.

  • Right to request deletion of personal information.

  • Right to opt-out of “sale” of personal information.

  • Right to non-discrimination for exercising privacy rights.

Under CalOPPA (California Online Privacy Protection Act):

  • We disclose our data practices in this Privacy Policy.

  • We honour “Do Not Track” (DNT) browser settings.

To exercise your rights, email us at complaint@bankinggoln.com.

7. Data Sharing & Third Parties

We do not sell personal information. However, we may share data with:

  • Service Providers: Hosting providers, analytics tools (Google Analytics), payment processors (Stripe/PayPal).

  • Advertising Partners: Google AdSense, Facebook Pixel.

  • Legal Authorities: When required to comply with law or protect security.

 

8. Data Retention & Security

  • We retain your personal data only as long as necessary for legitimate business or legal purposes.

  • We implement industry-standard security measures (encryption, firewalls, SSL certificates).

  • However, no system is 100% secure; you use our services at your own risk.

 

9. International Data Transfers

If you access our website from outside the USA or Bangladesh, note that your information may be transferred, processed, and stored in countries with different data protection laws. We use safeguards (e.g., Standard Contractual Clauses under GDPR) to protect your data.

10. Policy Updates

We may update this Privacy Policy periodically to reflect changes in our practices, laws, or services. Updates will be posted here with revised dates.

11. Contact Us

If you have any questions, concerns, or complaints about this Privacy Policy, please contact us:

Addresses:

  • USA Office: 10601 Clarence Dr Ste 250, Frisco, TX 75033-3867
  • Bangladesh Office: A3, Navana Sattar Garden, 86/1 New Eskaton Road, Dhaka 1000