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Terms and Conditions

Welcome to Banking Gurukul, GOLN (“Website,” “we,” “our,” or “us”), available at https://bankinggoln.com. By accessing or using our Website, you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree with these Terms, please discontinue use of our Website.

Effective Date: [10, January, 2024]
Last Updated: [13, September, 2025]

 

  1. Acceptance of Terms

By using our Website, you confirm that:

  • You are at least 18 years of age, or accessing under the supervision of a parent/guardian.
  • You have read, understood, and agree to comply with these Terms, our Privacy Policy, and our Disclaimer.

 

  1. Purpose of the Website
  • Banking Gurukul, GOLN is an educational and informational platform providing knowledge about banking, finance, and related topics.
  • We are not a financial institution, bank, investment advisor, or licensed professional.
  • Nothing on this Website constitutes professional financial, investment, tax, or legal advice.

 

  1. User Responsibilities

By using our Website, you agree to:

  • Provide accurate and truthful information when interacting with us (e.g., via contact forms).
  • Use the Website only for lawful purposes and not for any fraudulent or harmful activity.
  • Respect intellectual property rights of Banking Gurukul, GOLN and third parties.
  • Not attempt to disrupt, hack, or misuse our Website.

 

  1. Intellectual Property
  • All content on this Website—including text, articles, graphics, logos, videos, and design—is the intellectual property of Banking Gurukul, GOLN unless otherwise credited.
  • You may not copy, reproduce, distribute, or republish our content without prior written permission.
  • Limited personal and non-commercial use of content is permitted, provided attribution is given.

 

  1. Third-Party Services & Links

Our Website may include links or integrations with third-party services such as:

  • Google Analytics and AdSense (analytics and advertising).
  • Facebook Pixel (marketing analytics).
  • Stripe and PayPal (payment processing).
  • Social media platforms (Facebook, YouTube, LinkedIn, etc.).

We are not responsible for the practices, policies, or content of these third-party sites. Your interactions with them are governed by their own terms and policies.

 

  1. Privacy & Data Protection
  • Our data practices are described in our Privacy Policy, which is incorporated into these Terms by reference.
  • We comply with GDPR, CCPA, LGPD, COPPA, CalOPPA, and ePrivacy Directive (Cookie Law) requirements.
  • By using the Website, you consent to our collection and processing of your data in accordance with the Privacy Policy.

 

  1. Disclaimer of Warranties
  • All information on the Website is provided “as is” and “as available” without warranties of any kind.
  • We make no guarantees about the accuracy, reliability, timeliness, or completeness of our content.
  • We disclaim responsibility for errors, omissions, or outcomes related to the use of our content.

 

  1. Limitation of Liability

To the fullest extent permitted by law:

  • Banking Gurukul, GOLN, its editors, affiliates, contributors, and partners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website.
  • Use of the Website is entirely at your own risk.

 

  1. Advertising, Affiliates & Sponsored Content
  • This Website may display advertising through Google AdSense, sponsored articles, or affiliate links.
  • We may earn commissions from clicks or purchases through affiliate links.
  • Advertisers and affiliates are third parties; we are not responsible for their claims, products, or services.

 

  1. Termination of Use

We reserve the right to:

  • Restrict, suspend, or terminate access to our Website for any user violating these Terms.
  • Remove or edit content at our discretion without prior notice.

 

  1. Children’s Use (COPPA Compliance)
  • This Website is not intended for children under 13 years of age (or under 16 where applicable by law).
  • We do not knowingly collect personal information from children.

 

  1. Governing Law
  • These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction – e.g., USA and Bangladesh], without regard to conflict of law principles.
  • Any disputes shall be subject to the exclusive jurisdiction of the courts in [Insert Location].

 

  1. Changes to Terms

We may revise or update these Terms at any time. Updates will be posted here with revised dates. Continued use of the Website after updates constitutes acceptance of the revised Terms.

 

  1. Contact Us

If you have any questions about these Terms, please contact us:

  • Editor: editor@bankinggoln.com
  • Press Release: pr@bankinggoln.com
  • Complaints: complaint@bankinggoln.com

Addresses:

  • USA Office: 10601 Clarence Dr Ste 250, Frisco, TX 75033-3867
  • Bangladesh Office: A3, Navana Sattar Garden, 86/1 New Eskaton Road, Dhaka 1000