United Fintech, the brokertech and banktech holding company led by Christian Frahm, has announced its acquisition of Trade Ledger, a London and Sydney-based technology firm known for its AI-powered solutions that automate commercial and business lending processes.
The acquisition brings valuable expertise to United Fintech, as Trade Ledger has built a strong client base that includes Barclays and the Bank of Queensland. The company is recognised for its innovative data-driven approach to lending and its role in automating commercial banking services. Following the acquisition, Trade Ledger will continue to operate under its existing brand and leadership, while becoming a key component of United Fintech’s growing Commercial Banking division.
Christian Frahm, CEO and Founder of United Fintech, commented:
“AI is revolutionising how banks function, and Trade Ledger is at the forefront of that transformation. CEO and Co-Founder Martin McCann and his team have developed outstanding technology that turns lending into a real-time, data-driven process for customers.
“With the acquisition of CBA earlier this year, we are now creating the most comprehensive digital infrastructure for commercial banking, covering everything from lending and trade finance to payments. Through the United Fintech ecosystem, we are scaling this innovation globally, empowering financial institutions with the intelligent infrastructure they need to succeed in the AI era.”
The acquisition follows the successful integration of CBA into United Fintech earlier in 2025, which enhanced the group’s capabilities in payments and trade finance. Together, the acquisitions underscore the increasing demand from banks for AI-driven solutions that streamline workflows, improve credit decisioning, and accelerate digital transformation. This move further strengthens United Fintech’s position as a strategic partner in helping financial institutions navigate the complexities of modern banking technology.
The deal is structured as an all-share transaction, aligning the long-term goals of both companies. As part of the acquisition, the founders of Trade Ledger have exchanged their shares for equity in United Fintech, signalling their confidence in the shared vision and future growth prospects of the combined entity.
Martin McCann, CEO and Co-Founder of Trade Ledger, said:
“Joining United Fintech represents an exciting new chapter for Trade Ledger. From the outset, our ambition has been to revolutionise how banks use data and technology to better serve their customers. By becoming part of United Fintech, we gain the expertise, scale, and global reach needed to accelerate our vision and deliver results faster than we could on our own. We are also excited to become shareholders in United Fintech, as we believe strongly in the long-term value of being part of something larger.”