The information provided on Banking Gurukul, GOLN (the “Website”, “we”, “our”, or “us”) – available at https://bankinggoln.com – is for general informational and educational purposes only. By using this Website, you agree to this Disclaimer, along with our Privacy Policy and Terms of Use.

Effective Date: [10, January, 2024]
Last Updated: [13, September, 2025]

Table of Contents

1. No Financial or Professional Advice

The content on this Website, including articles, guides, tools, and resources, is intended for educational and informational purposes only.
We are not a licensed financial institution, bank, or investment advisor.
Nothing on this Website constitutes professional financial, legal, investment, or tax advice.
You should always seek independent advice from qualified professionals before making financial or banking decisions.

2. Accuracy of Information

While we strive to provide accurate, up-to-date, and reliable information, we make no warranties or guarantees about the completeness, accuracy, or timeliness of the content.
Banking systems, regulations, technologies, and financial products change frequently, and the information here may become outdated.
We are not liable for any errors, omissions, or outcomes related to the use of information on this Website.

3. External Links & Third-Party Content

This Website may contain links to third-party websites, services, or tools (including but not limited to Google, Facebook, LinkedIn, YouTube, Stripe, PayPal, etc.).
These links are provided for convenience and informational purposes only.
We do not endorse or assume responsibility for the content, products, or practices of third-party sites.
When leaving our Website, you are subject to the privacy policies, terms, and disclaimers of those third-party sites.

4. Advertisers & Affiliates

This Website may display advertising via Google AdSense, sponsored content, or affiliate links.
We may earn commissions when you click on or purchase products/services through these links.
Advertisers and affiliates are third parties; we do not guarantee or control the claims made in their content.
You are encouraged to review their respective privacy policies, disclaimers, and terms of service.

5. Data & Compliance Disclosures

In line with GDPR, CCPA, LGPD, COPPA, CalOPPA, and the ePrivacy Directive (Cookie Law):

We collect and process personal information only as outlined in our Privacy Policy.
We use cookies, analytics (Google Analytics), and tracking tools (e.g., Facebook Pixel) to improve user experience and deliver personalised content.
Users have the right to manage cookie preferences, opt-out of targeted advertising, or request access/deletion of their personal data.
Children under 13 (or under 16 in certain jurisdictions) are not intended users of this Website.

6. Financial Risks

Banking, investment, and financial activities inherently involve risk.
We accept no responsibility or liability for any financial losses, damages, or consequences incurred by relying on the content provided on this Website.
Your use of information or reliance on materials provided here is entirely at your own risk.

7. Limitation of Liability

To the maximum extent permitted by law:

Banking Gurukul, GOLN, its editors, authors, affiliates, and partners shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from your access to, use of, or reliance on the Website.

8. Updates to Disclaimer

We may revise or update this Disclaimer at any time without prior notice. Updates will be reflected with revised dates above. Continued use of the Website indicates acceptance of the revised Disclaimer.

9. Contact Us

For questions or concerns regarding this Disclaimer, please contact us:

Editor: editor@bankinggoln.com
Press Release: pr@bankinggoln.com
Complaints: complaint@bankinggoln.com

Addresses:

USA Office: 10601 Clarence Dr Ste 250, Frisco, TX 75033-3867
Bangladesh Office: A3, Navana Sattar Garden, 86/1 New Eskaton Road, Dhaka 1000